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First Mutual Holdings Limited is a leading financial services group that is committed to creating value through risk management, wealth creation, and wealth management predominantly in the insurance sector. The group has more than a hundred years of serving Zimbabwe through provision of economic dignity though its strategic business units. We have diverse interests in short term insurance; short term re-insurance; life assurance; long term re-insurance; as well as the property sector housed under the following subsidiaries; First Mutual Life, Pearl Properties, First Mutual Health, TristarInsurance Company, First Mutual Wealth Management, African Actuarial Consultants, FMRE Property & Casualty (Zimbabwe), FMRE Life & Health and FMRE Property & Casualty (Botswana.)
First Mutual Holdings seeks to strategically position its insurance businesses as preferred service providers through focusing on service delivery, process efficiency and balance sheet strength. The Company places great emphasis on the recruitment, training and retention of quality skills; and harnessing of efficient information technology platforms complemented by a strong capital base. The group will continue to examine trends in the African economies with the expectation of developing sub-Saharan opportunities and converting them to increased business for the company using existing group synergies to maximum advantage

Our Vision

To be a leader in our chosen markets by providing superior returns to all our stakeholders, ensuring stability, security and growth.

Our Mission

To be an investment and financial services group that provides accessible solutions which offer peace of mind and enrich the lives of all households, communities and businesses in our chosen markets by managing risk, creating and managing wealth.


 Integritywe are true to self and true to others

•  Accountabilitywe take responsibility for our actions

•  Professionalism we display expert competence in the way we do business

 Sustainabilitywe believe in continuance and preservation for future generations

 Carewe show concern and seek the well-being of all our stakeholders

  Innovationwe strive for creativity and relevance to our market